Banker Locus of Control

I. Background Of The Study LOC is seen as a spectrum from individuals who have an internal LOC and believe in personal ability and efforts as major determinants of outcomes to individual who have an external LOC believe in luck, fate higher powers and task difficulty as major determinants or outcomes. Therefore individuals with an internal LOC expect their actions to affects what happens to them and others while individuals with an external LOC believe that they have little influence on events. It is important to note that people are not born as internals or externals. People develop their Locus of control as they grow through learning experience (Klienke 1991, Licourt 1976). Locus o control is based on perceptions, therefore it is not innate, and can be re-evaluated , modified or changed. As people begin to take charge, or take control of their lives they become aware that they alone can affect the outcome in their lives. Beleif in destiny or fate leads to a lack of responsibility because if one is not in control of their life, then how can they be responsible or what they do or what happens to them.